Specialist financial operations infrastructure · Netherlands-based · EU-deployed

Financial operations built for scale —
delivered without the overhead.

Finaxis provides enterprise-grade underwriting execution, accounts receivable management, and CDD/KYC compliance operations — on a fully managed or embedded specialist basis. For finance leaders who require institutional capability, regulatory alignment, and operational continuity without the fixed cost structure of a captive function.

View Our Capabilities Request a Confidential Briefing
8+
Enterprise Clients
3
Core Disciplines
100%
EU-Regulation Aligned
2
Live in 5–7 business days
Finaxis team
Netherlands-based
EU-headquartered · Deployed globally
Trusted by
Fiat Chrysler Ayvens ALD Automotive Generali CA Autofinance Vesting Finance Hilterman Lease WoGo LeasePlan
Institutional-grade confidentiality
NDA and DPA as standard
GDPR Article 28 aligned
Data Processing Agreement provided
AML · WWFT (Dutch AML Act) · DNB (Dutch central bank) framework
Full EU regulatory alignment
Netherlands-based · Deployed globally
EU-headquartered · Remote-capable
9 enterprise financial clients
Fiat Chrysler · Generali · Ayvens
Live in 5–7 business days
Structured activation. No disruption.
Finaxis Financial Services
Who we are

Institutional financial operations capability. Variable cost model.

"Enterprise financial operations require regulatory depth, documented controls, and consistent execution. Finaxis delivers all three — on a cost model that converts fixed overhead into scalable operational capacity."

Alexander Gevorgyan, founder, Finaxis

Finaxis is a specialist financial operations team with embedded experience inside some of Europe's most operationally complex financial organisations — including Fiat Chrysler Automobiles, Generali, Ayvens, ALD Automotive, LeasePlan, and Vesting Finance. We have operated underwriting functions, managed AR portfolios, and executed CDD/KYC programmes at the institutional level.

We work with CFOs, finance directors, and compliance leads across the Netherlands and Europe who need reliable, audit-ready financial operations without building a captive team. Whether your requirement is full function ownership or embedded specialist capacity — Finaxis operates as a structured extension of your finance organisation.

Discuss your operational requirements →
Finaxis team
Finaxis
Financial Operations Specialists
Core disciplines
Underwriting · Accounts Receivable · CDD/KYC
End-to-end financial operations management
Sectors served
Auto Finance · Leasing · Insurance · Fintech
Tier 1 European financial organisations
Jurisdiction
Netherlands · Deployed across the EU
Regulatory framework: WWFT · AML · GDPR
Deployment models
Managed service · Embedded specialist
No long-term contractual commitment required
Service architecture

Three disciplines. One accountable partner.

Finaxis operates across the three functions that carry the highest operational risk and regulatory exposure in financial services — each delivered to institutional standards, with full accountability to your control and compliance framework.

Acceptatie en risicobeoordeling

Underwriting

Full-cycle underwriting execution — risk assessment, credit file analysis, policy review, decision documentation, and portfolio monitoring. Your credit decisions are supported by structured analytical processes and documented audit trails, ready for regulatory review at any point.

Risk assessmentCredit file analysisPolicy reviewDecision documentationPortfolio monitoring
Debiteurenadministratie

Accounts receivable

End-to-end receivables management covering invoicing, structured collections, account reconciliation, and dispute resolution. Designed to reduce Days Sales Outstanding, improve working capital predictability, and maintain debtor relationships without escalation friction. Full reporting on portfolio ageing, collection rates, and exception handling at agreed intervals.

Structured invoicingCollections managementAccount reconciliationDispute resolutionPortfolio reporting
CDD en KYC compliance

CDD / KYC compliance

Structured Customer Due Diligence and KYC programme management — from initial onboarding through periodic review to ongoing monitoring. Built to WWFT (the Dutch AML Act) and EU AML Directive standards, with full GDPR data handling protocols. We produce defensible documentation at every stage, designed to satisfy internal audit, external regulators, and supervisory authority review.

KYC onboardingAML screeningEDDPEP / sanctions monitoringMonitoring
Our experience

Where we have operated

Our team has operated inside some of Europe's most complex financial organisations — across automotive finance, fleet leasing, insurance, and fintech. We know these environments from the inside.

Automotive Finance
Fiat Chrysler Automobiles
Financial Operations · Underwriting
Fleet Leasing
Ayvens
AR · CDD/KYC · Compliance
Fleet Leasing
ALD Automotive
Underwriting · Portfolio Management
Insurance
Generali
KYC · Compliance · Due Diligence
Auto Finance
CA Autofinance
Underwriting · Credit Analysis
Financial Services
Vesting Finance
Accounts Receivable · Collections
Leasing
Hilterman Lease
Underwriting · Financial Operations
Fintech
WoGo
Financial Operations · CDD/KYC
Fleet Leasing
LeasePlan
Accounts Receivable · Underwriting
Automotive finance
Automotive Finance
Fleet Leasing
Fleet Leasing
Insurance
Insurance
Fintech
Fintech
Managed service

Full function ownership. Finaxis operates it.

We assume end-to-end operational responsibility for your underwriting, AR, or CDD/KYC function. Your team sets the strategic parameters — Finaxis handles execution, quality controls, exception management, and structured reporting. Delivered to agreed SLAs. Audit-ready output as standard.

  • Full operational accountability from day one
  • Execution, quality controls, and exception management included
  • Structured reporting at agreed intervals
  • Delivered to documented SLAs
  • Audit-ready output as standard
Discuss an Engagement
Embedded specialist

Embedded specialist capacity. Deployed into your structure.

For defined projects, regulatory events, or capacity constraints — we deploy experienced specialists directly into your finance or compliance function. Aligned to your workflows, systems, and reporting structure. Operational within days. No long-term contractual commitment required.

  • Specialists deployed within your existing structure
  • Aligned to your workflows, systems, and reporting framework
  • Operational within five to seven business days
  • Suitable for regulatory events, capacity peaks, and defined projects
  • No long-term contractual commitment required
Discuss an Engagement
Why Finaxis

Why finance leaders choose Finaxis

The organisations we work with are not looking for a vendor. They are looking for a financial operations partner with institutional knowledge, direct accountability, and the operational discipline to perform without supervision.

01

Domain depth, not generalist coverage

Our specialists have operated inside Tier 1 European financial institutions. The knowledge is institutional, not theoretical.

02

Operational leverage without headcount growth

Convert fixed employment cost into variable operational capacity. No recruitment risk, no bench cost, no institutional knowledge loss during attrition.

03

Compliance embedded by design

Our processes are architected to WWFT, EU AML Directive, and GDPR requirements — with documented controls, exception procedures, and audit trail generation built into every workflow.

04

Variable capacity that scales with your cycle

Scale operational capacity in response to portfolio growth, regulatory events, or seasonal demand — without structural change to your organisation.

05

Direct access to senior specialists. No account-management layer.

You work directly with the specialists executing the function. Decision-making is immediate. Accountability is clear.

06

Institutional-grade data governance

All engagements are governed by NDA and GDPR Article 28-aligned Data Processing Agreements. Client data is handled under institutional standards and never retained beyond engagement scope.

“
The right financial operations partner does not simply reduce cost. They transfer operational risk, enforce regulatory discipline, and create the organisational capacity to scale — without structural expansion.
Finaxis — Netherlands
Engagement structure

A defined path from assessment to operational delivery.

I

Operational assessment

We conduct a structured review of your requirements: functions to be covered, existing workflows, regulatory obligations, and stakeholder dependencies. This shapes the engagement architecture.

II

Engagement proposal

You receive a fully documented proposal: service scope, operational model, SLA framework, commercial terms, and implementation timeline. No ambiguity at any stage.

III

Integration and activation

We align to your systems, establish data access protocols, document operating procedures, and activate the function — typically within five to seven business days.

IV

Ongoing execution and governance

Finaxis executes to agreed parameters and delivers structured reporting at defined intervals: portfolio performance, exception flags, regulatory status, and operational health metrics.

Contact

Request a confidential briefing

Contact us to discuss your financial operations requirements. We will assess your situation and outline how Finaxis can support your function — with full transparency on scope, timeline, and commercial terms. We respond within one business day. All enquiries are handled under strict confidentiality, with NDA available upon request.

Location
Netherlands · Available globally
Phone
06 25 00 95 05
E-mail
info@finaxis.nl
WhatsApp
Send us a message
LinkedIn
finaxis-financial-services
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FAQ

Frequently asked questions

We work primarily with mid-market and enterprise organisations in automotive finance, fleet leasing, insurance, and fintech — sectors where underwriting, AR, and CDD/KYC carry significant operational and regulatory weight. We are structured for organisations that require institutional-grade execution, not general administrative support.

Under a managed service, Finaxis assumes full operational responsibility for the function — we own the process, the controls, and the output. Under an embedded specialist engagement, we deploy experienced personnel directly into your structure to operate alongside your team on a defined scope or timeline. Both models are commercially flexible and do not require long-term contractual commitment.

Following engagement agreement, Finaxis is typically operational within five to seven business days. This covers system access, data protocols, procedure documentation, and stakeholder alignment. For straightforward embedded engagements, activation can occur faster. We will confirm a precise timeline in the engagement proposal.

Our CDD/KYC and compliance processes are architected to WWFT (the Dutch AML Act), EU AML Directive (2015/849 and subsequent amendments), and GDPR Article 28 standards. We do not apply generic compliance frameworks — each engagement is mapped to the applicable regulatory obligations of your specific jurisdiction and sector. Audit trail generation and defensible documentation are built into every workflow as standard.

Engagements are structured on day rates, monthly retainers, or fixed-scope project fees — depending on the nature and duration of the requirement. Pricing is provided in full in the engagement proposal, with no variable charges or hidden costs. In most cases, the total cost of a Finaxis engagement is materially lower than the equivalent in-house function, when accounting for recruitment, employment, training, and management overhead.

No. Finaxis operates within your existing technology environment — ERP, CRM, AR platform, KYC tooling, or any other workflow systems in use. We do not require proprietary tooling or platform migration. Onboarding is designed to be non-disruptive to your operations.